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Insurance Blog​

Roof damaged by ice dams
A Homeowner’s Guide to Dealing with Ice Dams
February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze…
Black History Month poster
Black History Month: A Look Back & A Step Forward
February 1, 2026
Black History Month has deep roots in education, community organizing, and a push to correct what was missing from mainstream history teaching. The observance traces…
office team in meeting
How Strong Group Benefits Drive Business Success
January 28, 2026
Business owners often view employee benefits as a cost they must manage. In reality, a thoughtfully designed group benefits program can become one of the…
Young business owner working in store
New Year Business Insurance Checklist
January 19, 2026
Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the…
Older couple comparing insurance options
Common Insurance Myths Debunked
January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a…
Office team at work on computers
How to Align Group Benefits with Company Culture
January 13, 2026
Benefits do more than fill a line on a job posting. The way a company structures health coverage, paid time off, and wellness support sends…
Fleet of commercial trucks in parking lot
The Ins and Outs of Commercial Auto Insurance
January 4, 2026
What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and…
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Your New Year’s Insurance Checklist
January 1, 2026
A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten…
remote worker on zoom call
Tips for a Successful Remote Work Policy
December 28, 2025
Define what “good work” looks like before you define when it happens. Write down deliverables by role, expected response windows (for example, same business day…
Older male business owner doing paperwork in his shop
What’s the Difference Between General and Professional Liability Insurance?
December 19, 2025
General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL),…
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Insurance products are offered through the following insurers: ACE (Philadelphia, PA); AARP UnitedHealthcare Medicare Plans (Salt Lake City, UT); AAIC (East Princeton, NJ); Equitable (New York, NY); All Risks (Hunt Valley, MD); AmTrust Insurance (New York, NY); AmFed; Attune Insurance; Appalachian Underwriters, Inc. (Oak Ridge, TN); Appalachian Underwriters (Oak Ridge, TN); Apollo Group (Richardson, TX); Apogee Insurance Group (Wayne, OK); Aon Edge-Private Flood Insurance (Kalispell, MT); Anthem Blue Cross of California (Oxnard, CA); Applied Underwriters (Omaha, NE); Arbella Insurance Group (Quincy, MA); Amwins (Charlotte, NC); Ameritas Life Insurance (Lincoln, NE); American Bankers (Assurant Specialty Pro (Scottsdale, AZ); American Alliance Casualty Company (Chicago, IL); AmTrust North America (Cleveland, OH); Assurant Flood Solution (Scottsdale, AZ); Bass Underwriters (Plantation, FL); CannGen; Chubb Group (Warren, NJ); Clearcover (Chicago, IL); Collectibles Insurance Services; Coterie; Cowbell Cyber (Pleasanton, CA); Crum and Forster (Morristown, NJ); Crump (Birmingham, AL); DUAL; Employers Insurance (Reno, NV); FIGO; ShelterPoint Life Insurance (Garden City, NY); Foremost Insurance (Carol Stream, IL); Granada (Miami, FL); Guardian Anytime; HISCOX (Chesapeake, VA); Hippo (Palo Alto, CA); JIBNA Personal Jewelry Insurance (Louisville, KY); Jimcor Agencies (Montvale, NJ); K&K Insurance Group (Fort Wayne, IN); Kelly Klee Insurance (Aspen, CO); Lancer Insurance (Long Beach, NY); Lemonade (New York, NY); NatGen Premier (Cleveland, OH); National General Insurance Company (Winston-Salem, NC); New York Property (NYPIUA) (Poughkeepsie, NY); New York State Fund Insurance (NYSIF) (Binghamton, NY); ERGO NEXT (Palo Alto, CA); PIE Insurance (Washington, DC); Pennsylvania Lumbermens Mutual (Philadelphia, PA); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); Pie Insurance Services (Washington, DC); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Schmutter Strull Fleisch Inc. and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.