ABOUT US
About Schmutter, Strull, Fleish, Inc.
A tradition of Excellence
Founded in 1894 by William H. Fleisch, our full-service insurance brokerage firm has served the business needs of this area for over 100 years. SSF Inc. currently serves a diversified commercial, non-profit and personal clientele throughout the New York- Northern New Jersey area.
Our office features a state-of-the-art computer system for record keeping, account statements and underwriting database. Our advanced technology and industry expertise allows us to provide prompt response to all of your insurance needs.

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Our Mission
At Schmutter, Strull, Fleisch, Insurance Agency, our #1 job is to assist you in identifying your needs while offering you a quality insurance policy. We help you understand your insurance risks in a way that will make sense to invest in your insurance protection. We strive to represent companies with outstanding reputation and with insurance companies you can rely on in the event you need to process a claim.
We are proud to serve individuals, families, and business off all sizes for multiple generations. We look forward to serving you. Our mission is to professionally advise and provide optimum solutions to meet the insurance needs of our clients
CHARLES
BRICKLE
RAY
DAVIDSON
Keith M. Philipps Principal
Meet the Team



Testimonials
"I have referred many of my clients to Keith and have given all of my own business to Keith, and am happy to say that all of us are very satisfied with Keith’s service. In addition, Keith is a valued sounding block for me when I have questions about property and casualty and auto insurance issues. I give Keith my highest recommendation." Steven T. Attorney
"Keith is an excellent source for all your insurance needs. He is highly competent and extremely knowledgeable about the products he and his company offer. I wouldn’t think twice about referring his services to my colleagues." Scott S, Recruiting Sales Manager
I" do a lot of work with small business owners and families helping them with financial services, and have recommended Keith to many of my clients. He is a complete professional, does the right thing for the client, always comes up with the best pricing and provides great service. His firm is very service oriented and all of my clients that I have put him in touch with are very happy with their services." Michael K., Financial Services Professional
"If ever I need property and casualty insurance for personal or professional reasons, Keith is the first person I turn to. I trust him to get back to me with solid information upon which to make the best decisions. He is professional, thorough, knowledgeable, and very pleasant to work with. He’s not out to just sell you a policy. He’s there to guide you to make the right insurance coverage decisions. I highly recommend Keith Philipps." Jacqueline H. Interior Designer, ASID
"I’m not unlike anyone else out in the big bad world of insurance consumers. I went with a family friend years ago, always had good results when I had a claim, and never saw any reason to look anywhere else. Then, I joined a networking group and most of the members used the insurance guy in the group to do their business and personal insurance. The accolades were, in a word, fantastic. I decided to have this guy, Keith Philipps, review my policy and give me a quote…. WoW!
I got an education regarding insurance that really opened my eyes.
I got a fleshed out insurance policy that offered coverages I didn’t know were available but that were absolutely necessary.
I got a policy that cost me over $1000.00 less per year.
I got higher coverages with one of the best providers on the planet.
I got Keith on my side, and that is an unbelievable asset to have.
I continue to be impressed with Keith, his proactive approach, honesty, and integrity make it a pleasure to work with him.
I am pleased to endorse him, and will return to him to provide all my insurance needs." Todd S, Homeowner
"After calling in Keith at the 11th hour to save a real estate transaction, I transferred all my business insurance to him. His product was better and less expensive than any of his competitors. I continue to confidently recommend him to my clients." David B., Immigration Attorney
"I had heard of the notion of placing all of my policies with one company to secure a better rate together with more comprehensive coverage for auto/home/umbrella, but never went ahead with it until Keith walked me through the process answering every question I could come up, and there were plenty. " Andrew L., Homeowner